Legal, Disclaimers & Policies

COMPANY INFORMATION

Company: Various Media Holdings Pte. Ltd.
UEN: 202621643N
Effective Date: 28 May 2026

TERMS & CONDITIONS

1.1 Acceptance of Terms

By accessing or using the Website/Platform, submitting a form, joining a programme, downloading a resource, using any of our services, purchasing any Product or Subscription, or participating in the Community, you agree to be bound by these Terms, our Privacy Policy, Refund Policy, and any additional terms displayed at the point of purchase or registration. If you do not agree, do not use the Website/Platform or purchase any Products.

1.2 Definitions

In these Terms:
(a) “Company”, “we”, “us”, and “our” means Various Media Holdings Pte. Ltd.;
(b) “Website/Platform” means our websites, funnels, landing pages, checkout pages, portals, community spaces, and any related pages we control;
(c) “Content” means all materials we provide, including videos, text, PDFs, frameworks, templates, charts, code, scripts, indicators, dashboards, worksheets, recordings, live call materials, community resources, and downloads;
(d) “Products” means any free or paid products, programmes, courses, subscriptions, memberships, communities, services, software, indicators, dashboards, resources, lead magnets, workshops, consulting, coaching, or other offerings made available by us, including but not limited to Kingmaker Seer, Various Kingmaker Program, Kingmaker Operator Concession, and any lead magnets or resources offered under the Variouswealth or Kingmaker brands;
(e) “Digital Products” means downloadable, streamed, hosted, or electronically delivered Products;
(f) “Subscription” means any recurring access plan, membership, software access, community access, or recurring Product;
(g) “Community” means any member community we operate or host, including Skool, Discord, WhatsApp, private groups, member portals, live calls, or events;
(h) “Services” means coaching, consulting, implementation support, fulfilment, business services, education, or any service-based engagement we provide; and
(i) “User”, “you”, and “your” means any visitor, lead, applicant, customer, subscriber, purchaser, participant, or community member.

1.3 Eligibility and Accounts

You must have legal capacity to enter into a contract. Access details, links, login instructions, files, recordings, or service instructions will be delivered through email, membership portals, direct links, or other approved communication channels. You agree to provide accurate information and to maintain the confidentiality of your login credentials. You are responsible for all activity under your account. Account sharing is prohibited. We may suspend or terminate accounts for suspected misuse, fraud, or policy violations such as content that are shared, abused, misused, or obtained without proper payment.

1.4 Technical Requirements and User Responsibility.
You are responsible for maintaining a reliable internet connection, compatible device, updated browser, accessible email account, secure login credentials, and any third-party software or platform account required to access the Product. We are not responsible for access issues caused by your device, browser, email settings, spam filters, internet service, third-party platforms, or failure to follow access instructions. Temporary service interruptions, maintenance, or third-party outages do not entitle you to a refund.

1.5 Acceptable Use and Prohibited Conduct

You agree not to: (a) copy, reproduce, distribute, resell, sublicense, or commercially exploit any Content unless expressly authorized; (b) share accounts, access credentials, or gated materials; (c) scrape, crawl, or harvest data from the Website/Platform; (d) reverse engineer, decompile, or attempt to derive source code or logic from any software/indicator; (e) publish, broadcast, or redistribute signals, outputs, or derivative interpretations for third parties (including as a paid signal service); (f) interfere with security or access controls; (g) harass, intimidate, defame, or otherwise harm others; (h) use the Website/Platform for unlawful purposes.

1.6 Community Conduct and Moderation

If you access any Community, you must comply with the Community Rules & Code of Conduct. We may remove content, restrict access, suspend, or terminate participation for violations.

1.7 Orders, Pricing, Taxes, and Delivery

Prices are stated on the checkout page and may change at any time. Digital Products are deemed delivered when access is granted or a download link is provided. Physical items (if offered) are shipped to the address you provide; you are responsible for ensuring it is accurate. For international shipments, duties, taxes, and import charges may be payable by the recipient (Delivered Duties Unpaid, unless stated otherwise). Access to digital products, workshops, courses, communities, coaching, consulting, or other services may be withheld until payment is successfully received. You agree to provide accurate billing, contact, and payment information.

1.8 Product Access; Lifetime Access; Product Discontinuation.
Where a Product is described as having “lifetime access”, this means access for the lifetime of that specific Product offering, subject to these Terms and your continued compliance. It does not mean perpetual access, lifetime access to the Company, or access to all future products. We may update, migrate, modify, replace, or discontinue Products or hosting platforms from time to time. If we discontinue a paid Product, we will use reasonable efforts to provide either continued access, a downloadable copy where technically and legally feasible, or reasonable advance notice before access ends.

1.9 Updates vs New Products.
We may provide updates, fixes, supplementary materials, or improvements to an existing Product at our discretion. However, new standalone products, substantially redesigned programmes, new editions, advanced versions, successor products, or products marketed under a different name are not included in your original purchase unless expressly stated at checkout.

1.10 Subscription Billing and Automatic Renewal

Subscriptions renew automatically until cancelled. By purchasing a Subscription, you authorize us (or our payment processor) to charge the payment method on file at the start of each billing period. You may cancel to prevent renewal, and cancellation will take effect at the end of the current paid billing period unless otherwise stated. If a payment fails, we may suspend access until payment is successfully processed.

1.11 Payment Plans.
If you purchase through a payment plan, you authorize us or our payment processor to charge your payment method on the scheduled dates. A payment plan is not a subscription cancellation right. You remain responsible for all scheduled instalments even if you stop using the Product, lose interest, fail to access the Product, or do not complete the programme. Failure to make payment may result in suspension or termination of access, and all outstanding amounts may become immediately due.

1.12 Failed Payments.
If a payment fails, we may attempt to reprocess the payment, contact you using the details provided, suspend access until payment is received, and recover any payment processor charges, administrative costs, or collection costs to the maximum extent permitted by law.

1.13 Chargebacks and Payment Disputes. If you initiate a chargeback, payment dispute, or payment reversal without first contacting us in good faith, we may suspend or terminate access to Products and Services, submit evidence including access logs, delivery confirmations, checkout records, IP logs, communications, and usage history, recover the disputed amount and related administrative, processor, legal, or collection costs where permitted, and refuse future purchases associated with the disputed account, email, payment method, or identity.

1.14 Live Sessions; Reschedules and No-Shows. If your purchase includes live calls, coaching, consulting, onboarding, implementation sessions, or other scheduled sessions, you are responsible for booking and attending within the service period stated at checkout or in the relevant offer. Reschedules require at least 48 hours’ notice unless otherwise stated. Late cancellations, missed calls, or no-shows may result in forfeiture of that session at our discretion. Unused sessions expire after 14 days from purchase unless otherwise stated.

1.15 Refund Policy — No Refunds

ALL SALES ARE FINAL. We do not offer refunds, returns, or exchanges for Digital Products, Subscriptions, or Services, including where you change your mind or do not use the Product. This is because digital products and educational materials' value are realized immediately upon purchase. This clause applies to the maximum extent permitted by law. Where applicable law requires a refund, we will comply with that law.

1.16 Intellectual Property; Limited License

All Content, materials, videos, recordings, frameworks, templates, worksheets, documents, slides, images, branding, logos, copywriting, course materials, Software/Indicators, and related intellectual property are owned by or licensed to the Company. Subject to your compliance with these Terms and any applicable EULA, we grant you a limited, revocable, non-transferable, non-sublicensable license to access and use the Content for your personal use or internal business use where expressly permitted. No ownership or other rights are transferred.

1.17 AI, Likeness, and Synthetic Media Restrictions.
You may not use any Company Content, founder likeness, voice, photographs, videos, recordings, brand assets, community content, or other materials to train, fine-tune, prompt, generate, imitate, clone, or produce content using artificial intelligence, machine learning, voice replication, image generation, deepfake, synthetic media, or automated content systems without our prior written consent. Any breach may result in immediate termination of access without refund and legal enforcement.

1.18 Anti-Piracy Enforcement and Evidence. We may use access logs, device/session logs, download logs, watermarking, account activity, screenshots, communications, and other technical or non-technical evidence to investigate suspected piracy, account sharing, unauthorized redistribution, scraping, reverse engineering, or prohibited broadcast of Content, Software/Indicators, signals, outputs, or community materials. Violation may result in immediate suspension or termination of access without refund, legal enforcement, platform reports, and recovery of damages, costs, and legal fees where permitted.

1.19 Takedown Notices. If you believe content hosted on or through our Website/Platform infringes your intellectual property rights, you may contact us at [support email] with: (a) your name and contact details; (b) a description of the work or rights allegedly infringed; (c) the exact URL or location of the allegedly infringing material; (d) a statement that you have a good-faith belief the use is unauthorized; (e) a statement that the information provided is accurate and that you are authorized to act; and (f) your physical or electronic signature. We may remove or disable access to material, request additional information, notify the relevant user, or take enforcement action under these Terms.

1.20 Third-Party Services

We may use or integrate third-party platforms, payment processors, analytics tools, email/SMS tools, community platforms, TradingView, hosting providers, and other services. We are not responsible for third-party outages, errors, changes, pricing, policies, account restrictions, or terms.

1.21 No Reliance; Educational Purposes Only.

Our Content, Products, Services, Community, and Software/Indicators are provided for general education and information only. They are subject to the detailed disclaimers in the Full Disclosure section, including no professional advice, no fiduciary relationship, and no guarantee of outcomes.

1.22 No Guarantee of Results

We do not guarantee any income, trading, investing, business, sales, audience-growth, personal, or financial outcome. Detailed results, earnings, trading, testimonial, and social proof disclaimers are set out in the Full Disclosure section.

1.23 Trading and Investment Risk Disclosures

Trading and investing involve significant risk, including possible total loss. Detailed trading, investment, hypothetical performance, and indicator/tool disclaimers are set out in the Full Disclosure section and, where applicable, the EULA.

1.24 Disclaimer of Warranties

The Website/Platform, Content, and Products are provided “as is” and “as available”. We disclaim all warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, non-infringement, and accuracy. We do not warrant uninterrupted or error-free access.

1.25 Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for loss of profits, revenue, data, goodwill, or business opportunities. Our total liability for any claim will not exceed the total amount you paid to us in the three (3) months preceding the event giving rise to the claim.

1.26 Indemnity

You agree to indemnify and hold harmless the Company, its directors, officers, employees, and contractors from any claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of your use of the Website/Platform, violation of these Terms, infringement of IP, or unlawful conduct.

1.27 Termination

We may suspend or terminate your access immediately if we reasonably believe you have breached these Terms or engaged in fraud, chargeback abuse, piracy, harassment, or other misconduct. Upon termination, all licenses granted to you are revoked and you must cease use of all Content. Termination does not entitle you to any refund.

1.28 Informal Resolution Requirement.
Before commencing arbitration or legal proceedings, you agree to first contact us in writing with a clear description of the dispute, the relevant purchase or account details, and the remedy requested. The parties will attempt in good faith to resolve the dispute informally within thirty (30) days. This does not prevent either party from seeking urgent injunctive or interim relief where necessary to protect intellectual property, confidential information, account security, payment rights, or prevent misuse of Content.

1.29 Dispute Resolution; Arbitration; Class Action Waiver

To the maximum extent permitted by law, any dispute, controversy, or claim arising out of or relating to these Terms, the Website/Platform, or any Product (“Dispute”) shall be resolved by confidential arbitration seated in Singapore, administered by the Singapore International Arbitration Centre (SIAC) under the SIAC Rules in force when the Notice of Arbitration is submitted. The tribunal shall consist of one (1) arbitrator. The language of arbitration shall be English. You and the Company agree to bring Disputes only in an individual capacity and not as a plaintiff or class member in any purported class, collective, or representative proceeding. Notwithstanding the foregoing, either party may seek interim or injunctive relief in the courts of Singapore to protect its IP, confidential information, or to prevent unauthorized use, piracy, or security breaches, and may pursue debt collection in the courts of Singapore.

1.30 Governing Law

These Terms are governed by the laws of Singapore, without regard to conflict of laws principles, subject to the arbitration clause above.

1.31 Notices and Contact

We may provide notices by email, posting within the Website/Platform, or other reasonable means. You may contact us at the Support Email above.

1.32 Miscellaneous

Force Majeure: We are not liable for delays caused by events beyond our reasonable control.

Assignment: We may assign these Terms.

Severability: If any provision is unenforceable, the remainder remains effective.

Entire Agreement: These Terms, plus any referenced policies and the EULA, constitute the entire agreement.

Changes: We may update these Terms by posting an updated version with a new effective date.

Electronic Contracting: You consent to electronic communications and contracting.

Subscription Terms & EULA

This EULA supplements the TOS and applies specifically to any software, scripts, indicators, tools, dashboards, and subscription-based access we provide (collectively, the “Software/Indicators”). If there is a conflict, this EULA controls for Software/Indicators.

2.1 Scope, Product-Specific Application, and Platform Dependencies

This EULA applies to all software, scripts, indicators, dashboards, tools, alerts, TradingView indicators, and subscription-based access provided by the Company, including Various Kingmaker Seer™.

Various Kingmaker Seer™ is a TradingView-based indicator suite. Access and use require a compatible TradingView account, the correct TradingView username, internet access, compatible devices/browsers, and compliance with TradingView’s terms and platform requirements. You are responsible for maintaining your TradingView account and any required third-party accounts, subscriptions, permissions, and technical setup.

We do not own or control TradingView, brokerage platforms, market data providers, exchanges, or other third-party services. We are not responsible for third-party downtime, data delays, platform restrictions, account bans, pricing changes, feature changes, compatibility issues, display errors, or technical limitations.

2.2 License Grant

Subject to payment and your ongoing compliance, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Software/Indicators during your Subscription term solely for your personal use (or internal business use where expressly permitted). This is a license, not a sale.

2.3 Restrictions (Strict)

You must not, and must not permit any third party to: (a) copy, redistribute, resell, rent, lease, sublicense, or commercially exploit the Software/Indicators or any related Content; (b) share your access credentials or allow others to access your account; (c) reverse engineer, decompile, disassemble, translate, or attempt to derive source code or underlying ideas/algorithms; (d) create derivative works that replicate substantially similar logic or functionality; (e) remove or alter any proprietary notices; (f) use the Software/Indicators to provide services to third parties (including signal services, account management, or broadcasting outputs).

2.4 Prohibited Broadcast and Redistribution of Outputs

“Broadcast” includes publishing, streaming, re-posting, forwarding, or distributing indicator outputs, alerts, signals, screenshots, templates, or derivative interpretations to any third party, whether free or paid, including within other communities, Telegram/Discord groups, social media, newsletters, or client accounts. Broadcast is prohibited. We may use technical and non-technical measures to detect misuse and enforce this clause.

2.5 Named User, TradingView Username, Devices, and Access Control

Your license is tied to you as one named user and, where applicable, one approved TradingView username. Access to Various Kingmaker Seer™ depends on you submitting the correct TradingView username and completing the required setup steps. We are not responsible for delayed activation, failed access, or setup issues caused by incorrect, incomplete, changed, or inaccessible TradingView account information provided by you.

You may not share, transfer, lend, resell, rent, sublicense, publish, or otherwise allow any third party to access your license, TradingView access, account credentials, Software/Indicators, scripts, alerts, outputs, screenshots, templates, logic, or related Content.

We may impose reasonable device, session, account, and username-change limits. TradingView username changes may be limited, refused, delayed, or subject to verification where we reasonably suspect account sharing, resale, piracy, abuse, automation, credential sharing, or circumvention of access controls.

2.6 Subscription Term, Billing, Renewal, Cancellation, and No Refunds

Your Subscription begins upon successful payment and continues for the selected billing period.

For a monthly subscription, billing renews automatically each month unless cancelled before the next billing date. Cancellation prevents future monthly renewals but does not refund, credit, or prorate the current paid month.

For an annual subscription, billing renews automatically each year unless cancelled before the next annual renewal date. Cancellation prevents future annual renewals but does not refund, credit, or prorate the current paid annual term.

Access typically remains active until the end of the current paid billing period, unless suspended or terminated earlier due to breach, chargeback abuse, piracy, credential sharing, prohibited broadcast, misuse, failed payment, or other misconduct. All fees are non-refundable to the maximum extent permitted by law.

2.7 Updates, Changes, and Availability

We may update, patch, modify, or discontinue any feature of the Software/Indicators at any time. We do not guarantee that any feature will remain available. We provide the Software/Indicators on a best-efforts basis and do not warrant uninterrupted availability.

2.8 Support

We may provide support channels and response targets as described on the Website/Platform. Support does not include individualized trading advice, portfolio recommendations, or brokerage/account troubleshooting.

2.9 Data, Analytics, and Security

We may collect limited usage analytics to operate, secure, and improve the Software/Indicators (e.g., access logs, device/session metadata, error logs). Personal data handling is governed by our Privacy Policy. You must use reasonable security practices (strong passwords, 2FA where available).

2.10.1 Risk Disclosures and No Advice

Software/Indicators are tools for analysis and education. They do not guarantee performance or outcomes. We do not provide financial advice or personalized recommendations. You are solely responsible for your decisions and risk management.

2.10.2 Various Kingmaker Seer™ Risk Disclosures and Indicator Limitations

Various Kingmaker Seer™ is provided for education, analysis, market review, and personal decision-support only. It is not a signal service, trading bot, managed account service, brokerage service, financial advisory service, investment recommendation, trade recommendation, or instruction to buy, sell, hold, short, enter, exit, size, trim, add, hedge, or trade any asset.

The Software/Indicators, including any visuals, alerts, levels, signals, trend tools, volatility tools, relative strength tools, market structure tools, dashboards, examples, watchlists, educational materials, or interpretations, may contain delays, errors, omissions, false signals, lagging behaviour, repainting or non-repainting limitations, calculation differences, market data issues, platform display differences, compatibility issues, and other limitations.

No indicator, alert, setup, signal, visual, level, method, framework, watchlist, example, or interpretation can guarantee profit, prevent loss, predict future prices, or replace your own judgment, due diligence, position sizing, risk management, trading plan, or professional advice.

You are solely responsible for your trades, investments, orders, risk, position sizing, brokerage account, platform setup, and results. We do not execute trades for you, manage your account, monitor your portfolio, supervise your decisions, or owe any fiduciary, adviser-client, or best-interest duty to you.

2.11 Intellectual Property and Feedback

We retain all rights, title, and interest in the Software/Indicators and related Content. Any feedback you provide may be used by us without restriction or compensation.

2.12 Suspension, Termination, and Remedies

We may suspend or terminate your license immediately for breach, suspected piracy, Broadcast, credential sharing, or chargeback abuse. Upon termination, your right to access and use the Software/Indicators ends immediately. We may pursue equitable relief and damages for unauthorized use.

2.13 Warranty Disclaimer and Limitation of Liability

The Software/Indicators, including Various Kingmaker Seer™, are provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties, representations, guarantees, and conditions of any kind, express or implied, including accuracy, completeness, reliability, timeliness, fitness for purpose, merchantability, non-infringement, uninterrupted availability, error-free operation, compatibility, profitability, trading performance, market-data correctness, signal quality, alert accuracy, and suitability for your specific situation.

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or aggravated damages, or for trading losses, investment losses, lost profits, lost revenue, lost opportunities, missed trades, business interruption, data loss, goodwill loss, account restrictions, platform outages, brokerage issues, third-party service failures, or decisions made based on the Software/Indicators or related Content.

For any claim arising out of or relating to Various Kingmaker Seer™, our total aggregate liability will not exceed the amount you paid to us for Various Kingmaker Seer™ for the specific paid billing period in which the event giving rise to the claim occurred. For monthly subscriptions, this means the monthly fee paid for that billing period. For annual subscriptions, this means the annual fee paid for that billing period.

Nothing in this EULA excludes or limits liability that cannot lawfully be excluded or limited under applicable law.

2.14 Governing Law and Disputes

This EULA is governed by Singapore law and disputes are resolved under the TOS dispute resolution clause.

Privacy Policy

3.1 Who We Are (Data Controller / Organisation)

Company: Various Media Holdings Pte. Ltd. (UEN: 202621643N)
Support: [email protected]
Data Protection Officer (“DPO”) Contact: Andy Moh

3.2 Scope

This Policy applies to personal data collected through: (a) our websites and landing pages; (b) order forms and checkouts; (c) subscriptions and member communities; (d) events/webinars; (e) communications with us (email, messaging, social media); and (f) any other interactions with our Services.

3.3 Personal Data We Collect

Depending on how you interact with us, we may collect:
A) Identity & Contact Data: name, email address, telephone number, mailing/shipping address, username, profile photo.
B) Account & Professional Data: company name, role/title, industry, business information you provide, employment-related information you submit voluntarily.
C) Transaction & Billing Data: purchase history, subscription status, invoice details, partial payment identifiers (we generally do not store full card numbers; payment processors handle this).
D) Technical & Device Data: IP address, device identifiers, browser type, operating system, referral URLs, approximate location derived from IP, access logs.
E) Marketing & Usage Data: cookies/pixels, pages viewed, clicks, form submissions, email interactions, campaign identifiers.
F) Community Data: posts/comments/messages you submit within community spaces.
G) Sensitive Data: we do not intentionally collect sensitive data (e.g., NRIC, health data) unless you voluntarily provide it; if you do, you consent to our processing for the purpose you provided it.

3.4 How We Collect Personal Data

We collect personal data when you:
(a) fill in forms (lead forms, applications, surveys);
(b) register for an account, event, webinar, or community;
(c) purchase a product/service or subscribe;
(d) communicate with us (email, chat, social media);
(e) use our Services (via cookies, pixels, logs);
(f) receive referrals from affiliates/partners (where permitted).

3.5 Purposes of Use

We may use personal data to:
(a) provide and deliver Products/Services (fulfilment, onboarding, access provisioning);
(b) process payments, manage subscriptions, prevent fraud/abuse;
(c) provide customer support and respond to requests;
(d) operate, maintain, secure, and improve our Services;
(e) personalize content and user experience;
(f) conduct analytics, measure performance, and troubleshoot;
(g) send administrative messages (service notices, policy updates);
(h) send marketing communications and promotions where you have consented or where permitted by law;
(i) comply with legal obligations, enforce our rights, and protect safety.
We do not sell, rent, or trade voluntarily submitted personal data with third parties for their direct marketing purposes.

3.6 Consent, Withdrawal, and Marketing Preferences

By using our Services and submitting personal data, you consent to our collection, use, and disclosure of your personal data for the purposes described in this Policy. You may withdraw consent at any time by contacting our DPO. Withdrawal may affect our ability to provide certain Services (e.g., account access, fulfilment).
Marketing: You may opt out of marketing emails by using the unsubscribe link in our emails. For messaging/phone-based marketing, you may opt out by following the opt-out instructions provided or by contacting our DPO.

3.7 Cookies, Pixels, and Analytics (GA4/Meta, etc.)

We use cookies, pixels, and similar technologies to operate our Services and understand usage. These may collect device and usage data. We may use tools such as Google Analytics (GA4) and Meta Pixel to measure advertising and website performance. You can manage cookies through your browser settings. Some features may not function properly if cookies are disabled.
Where required, we will request cookie consent or provide appropriate notice mechanisms.

3.8 Disclosure of Personal Data (Who We Share With)

We may disclose personal data to:
A) Service Providers / Processors: vendors that provide hosting, analytics, payment processing, email/SMS delivery, community platforms, customer support, and other operational services (e.g., Stripe, Skool, email platforms, video platforms).
B) Affiliates and Business Partners: where necessary to provide Services or where you have consented.
C) Legal and Compliance: where required by law, regulation, court order, or lawful request; or to protect rights, safety, and security.
D) Business Transfers: in connection with a merger, acquisition, financing, restructuring, or sale of assets.
E) To Prevent Harm / Abuse: to detect, prevent, or investigate fraud, security issues, piracy, harassment, or illegal activity.
We require processors to handle personal data in accordance with contractual obligations and applicable laws.

3.9 Cross-Border Transfers

Your personal data may be transferred to, stored in, or processed in countries outside Singapore (for example, where our cloud vendors or service providers operate). Where cross-border transfers occur, we will take reasonable steps to ensure a comparable standard of protection, including contractual safeguards and vendor due diligence.

3.10 Data Storage, Security, and Access Controls

We implement reasonable administrative, technical, and physical safeguards designed to protect personal data, such as access controls, least-privilege permissions, encryption in transit where supported, secure vendor configurations, and monitoring for abuse. No method of transmission or storage is completely secure; you acknowledge that you provide data at your own risk.

3.11 Retention

We retain personal data only for as long as necessary to fulfil the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods may vary depending on the type of data, contractual requirements, and legal/regulatory obligations. When data is no longer required, we take reasonable steps to delete or anonymize it.

3.12 Your Rights (Access, Correction, Withdrawal)

You may request access to or correction of your personal data held by us, or withdraw consent, by contacting our DPO. We may require verification of identity and may charge a reasonable administrative fee where permitted. We may refuse requests in circumstances allowed by law (e.g., where disclosure would reveal personal data about another individual).

3.13 Direct Marketing; Do Not Call Registry.
Where you provide your email address, phone number, or messaging handle, you consent to receiving administrative, transactional, and, where permitted, marketing communications from us through email, SMS, WhatsApp, phone call, or other messaging channels. You may opt out of marketing communications using the unsubscribe link, reply instructions, or by contacting us. Transactional messages such as receipts, access notices, service updates, account messages, and legal notices may still be sent where necessary. For marketing messages sent to Singapore telephone numbers, we will comply with applicable PDPA and Do Not Call Registry requirements, including obtaining clear consent or checking the relevant registry where required.

3.14 Third-Party Links and Platforms

Our Services may contain links to third-party sites or services. We are not responsible for the privacy practices of third parties. If you use third-party platforms (e.g., social media, community hosts), your data is also governed by their policies.

3.15 Advertising Partners / Third-Party Ads

Ads appearing on our Site or within our Services may be delivered by third-party advertising partners. These partners may set and access cookies or similar tracking technologies on your device in order to recognise your device and/or collect information about your online activities over time and across different websites or online services. This information may be used to measure ad performance and to deliver interest-based advertising.
This Privacy Policy does not cover the use of cookies or tracking technologies by third-party advertisers or ad networks. Please review the privacy policies of those third parties for more information on their practices.

3.16 Children’s Privacy

Our Site and Services are not directed to children, and we do not knowingly collect personal data from children under 13 years of age. If you are a parent or guardian and believe a child has provided us with personal data, please contact us and we will take steps to delete such information.

3.17 Updates and Acceptance

By accessing or using our Site or Services, you acknowledge that you have read and understood this Privacy Policy. We may update this Policy from time to time by posting an updated version with a new effective date. Unless otherwise stated, changes are effective when posted, and continued use of the Site or Services constitutes acceptance of the updated Policy.

Community Rules & Code of Conduct

4.1 Purpose

Our community exists to support members with education, discussion, and implementation. To protect members and Company IP, we enforce strict conduct and anti-piracy rules.

4.2 Applicability

These rules apply to all community spaces operated by Company, including Skool/Discord/WhatsApp and any private groups, member portals, live calls, and events. By joining or participating, you agree to comply with these rules and our Terms of Service.

4.3 Code of Conduct (Behavior Standards)

You must:
• Be respectful and professional.
• Avoid harassment, discrimination, threats, doxxing, or targeted abuse.
• Avoid spamming, unsolicited promotions, or repetitive self-advertising.
• Follow moderator instructions.
• Keep discussions constructive; disagreement is permitted, personal attacks are not.

4.4 Acceptable Use Policy (AUP) — Prohibited Conduct

You must not:
(a) scrape, harvest, or automate collection of community data;
(b) reverse engineer, copy, or attempt to replicate Company materials, indicators, methods, or frameworks;
(c) share, resell, redistribute, or broadcast paid materials or outputs;
(d) impersonate others or misrepresent affiliation with Company;
(e) publish private member information without consent;
(f) use the community for unlawful activity;
(g) post malware, phishing links, or harmful content;
(h) attempt to bypass access controls or share accounts.

4.5 Anti-Piracy and Content Sharing Limits

Company materials are licensed for your personal use (or internal business use where expressly permitted). You may not share, resell, reproduce, screen-record, screenshot for redistribution, repost, or distribute any paid materials, templates, scripts, recordings, or proprietary frameworks. You may not redistribute indicator outputs/signals/alerts (including screenshots) to third parties or other communities, whether free or paid. Violation may result in immediate removal and legal enforcement.

4.6 Trading/Investing Discussion Boundaries (Risk and Compliance)

All discussions are for general education and information. Members must not request or provide individualized financial advice. Do not instruct specific individuals to buy/sell/hold based on their personal circumstances. Company may remove posts that create regulatory risk or appear to be offering personal financial advice or signal services.

4.7 Confidentiality

Certain discussions may involve non-public business practices, templates, and internal methods. You agree not to disclose, copy, or use community content outside the community in a way that harms Company or members, including sharing member identities, private messages, or recordings.

4.8 User-Generated Content (UGC) License.
You retain ownership of content you submit. By posting, submitting, tagging, commenting, sharing wins, uploading screenshots, or participating in community discussions, you grant Company a non-exclusive, worldwide, royalty-free license to host, store, display, reproduce, quote, edit for clarity, anonymize, and use such content for community operations, moderation, education, internal training, testimonials, case studies, and marketing, subject to applicable privacy laws and our Privacy Policy. We will not intentionally disclose sensitive personal information without appropriate consent.

4.9 Moderation Powers

We may, at our sole discretion:
• remove or edit content;
• restrict posting;
• mute, suspend, or remove users;
• terminate membership access;
• report unlawful activity to relevant authorities.
We are not obligated to provide warnings before enforcement, especially for piracy, harassment, threats, or fraud.

4.10 Reporting and Enforcement Escalation

To report violations, contact [[email protected]] or use the platform report function. Provide screenshots/links where possible. Enforcement may include: warning → temporary mute → suspension → permanent removal. Severe violations may skip steps.

4.11 Promotions and Spam Prevention

Self-promotion is restricted. Unless explicitly allowed, you may not:
• DM members to sell services;
• post affiliate links;
• solicit clients;
• post repetitive promotional content.
We may remove promotional content and ban repeat offenders.

4.12 Platform-Specific Notes (WhatsApp / Skool / Discord)

You must comply with the platform’s own terms and rules. If a platform restricts certain content types or behavior, those restrictions also apply here. Company may move discussions to official channels for recordkeeping and moderation.

4.13 Disclaimers

Community content is provided “as is”. Company does not guarantee accuracy, outcomes, or results from any discussion or resource. You are responsible for your decisions and actions.

4.14 Updates

We may update these rules from time to time by posting an updated version with a new date. Continued participation constitutes acceptance.

Full Disclosure

5.1 No Professional Advice; Education Only

5.1.1 General Information

All content, training, indicators, and community discussions are provided for general education and information only. Nothing we provide constitutes financial advice, investment advice, legal advice, tax advice, or any regulated advisory service. You should consult a qualified professional for advice tailored to your circumstances. Any product claim, statistic, quote, or other representation should be verified directly with the relevant provider or source.

5.1.2 No Client Relationship

Your purchase or participation does not create a fiduciary relationship, adviser-client relationship, or any obligation to act in your best interests beyond delivering the purchased product/service.

5.2 Trading and Investment Risk Disclosure

5.2.1 Risk of Loss

Trading and investing involve significant risk, including the possible loss of all capital. Past performance is not indicative of future results. You are solely responsible for your trading decisions, risk management, position sizing, and compliance with laws applicable to you.

5.2.2 No Guarantees

We do not guarantee profits, performance, returns, accuracy of signals, win rates, or any particular outcome. Results vary widely based on market conditions and user execution.

5.2.3 Hypothetical/Illustrative Examples

Any examples, case studies, backtests, or hypothetical performance figures are for illustration only and may not reflect actual trading results. Assumptions may not reflect slippage, fees, spreads, liquidity constraints, or execution limitations.

5.3 Earnings and Results Disclaimer (Consulting/Business Outcomes)

5.3.1 Results Vary

Any references to income, revenue, or business performance are illustrative and not a promise or guarantee. Individual results depend on many factors, including skills, effort, timing, team capacity, budgets, and external conditions.

5.3.2 No “Get Rich Quick” Claims

We do not make ‘get rich quick’ claims. Any statements about potential outcomes must be supported by context and accompanied by appropriate disclaimers.

5.4 Testimonials and Social Proof

5.4.1 Typicality and Context

Testimonials and examples reflect individual experiences and are not guarantees of future performance or outcomes. Results vary based on many factors (including effort, market conditions, starting point, and execution). Do not rely on testimonials as a promise of results. Testimonials reflect the experiences of specific individuals and may not represent typical results. We may edit testimonials for clarity (without changing meaning).

5.4.2 Disclosure of Material Connections

If a testimonial provider received free access, discounts, compensation, or other material benefits, we will disclose that connection where required.

5.5 Affiliate and Sponsored Content Disclosure

5.5.1 Affiliate Links

Some links may be affiliate links, meaning we may earn a commission if you click a link and make a purchase. We only recommend products or services we believe may be useful; however, you should perform your own due diligence before purchasing.

5.5.2 Sponsored Content / Paid Partnerships

From time to time, we may publish content that is sponsored or for which we receive compensation (cash fees, free products/services, discounts, or other benefits). Such compensation may influence the content we create, including the topics, formats, or placements. Where we publish sponsored content or paid partnerships, we will disclose that relationship as appropriate.

5.6 Advertising Standards and Prohibited Claims (Internal Rules)

5.6.1 Prohibited Claims

Our marketing must not:
(a) promise guaranteed profits, returns, or outcomes;
(b) misrepresent product capabilities, access, or deliverables;
(c) use deceptive scarcity or false urgency;
(d) impersonate or imply endorsement by regulators or platforms;
(e) encourage unlawful conduct.
Any performance statements must include relevant context and disclaimers.

5.6.2 Platform Policy Compliance

All advertising must comply with the policies of the advertising platform used (e.g., Meta, Google, YouTube) and any applicable local laws.

5.7 Pricing, Offers, and Key Terms (Checkout Clarity)

5.7.1 Clear Display of Key Terms

At or before purchase, we disclose key terms including price, currency, subscription renewal mechanics, what is included, how access is delivered, and a prominent link to our refund/cancellation/delivery policy.

5.7.2 Refund Policy Disclosure.

Our refund, cancellation, access, and delivery terms are disclosed in the Terms & Conditions and, where applicable, at checkout or on the relevant product/order page.

5.8 Email/SMS Marketing Preferences

5.8 Opt-Out

You may opt out of marketing emails via the unsubscribe link. For SMS/phone-based marketing (if any), you may opt out using the provided instructions. Transactional messages (e.g., receipts, access notices) may still be sent.